NPS Calculator
Estimate NPS retirement corpus, annuity allocation, lump sum, and yearly growth.
Privacy: Investment calculations run only in your browser. VCAPP.IN does not upload, store, log, or save your financial details.
This is an estimate only. Actual PF, EPF, PPF, NPS, and SIP results can vary by official rates, rules, tax treatment, contribution timing, fees, salary changes, and market performance.
NPS Calculator for fast online work
Use this NPS calculator to estimate retirement corpus, annuity allocation, and lump sum value from monthly contributions and expected returns.
What this tool helps with
- Calculates estimated NPS retirement corpus.
- Splits corpus into annuity allocation and lump sum.
- Supports editable expected annual return and tenure.
- Shows yearly NPS growth schedule with charts.
- Downloads the NPS calculation report as CSV.
NPS Calculator FAQs
What is annuity allocation in NPS?
It is the portion of the retirement corpus assumed to be used for annuity purchase, based on the percentage you enter.
Does this guarantee NPS returns?
No. NPS returns depend on market performance, fund choice, charges, rules, and contribution timing.
Is this calculator private?
Yes. Inputs are processed in the browser and are not saved by VCAPP.IN.